Monthly budget sample personal urban2/7/2024 ![]() ![]() We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.ī is an independent, advertising-supported publisher and comparison service. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.Įditorial policy, so you can trust that our content is honest and accurate. Our experts have been helping you master your money for over four decades. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our goal is to give you the best advice to help you make smart personal finance decisions. ![]() Our editorial team does not receive direct compensation from our advertisers.īankrate’s editorial team writes on behalf of YOU - the reader. We maintain a firewall between our advertisers and our editorial team. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. ![]() We do not include the universe of companies or financial offers that may be available to you.īankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. But this compensation does not influence the information we publish, or the reviews that you see on this site. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. The offers that appear on this site are from companies that compensate us. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.īankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. We are an independent, advertising-supported comparison service. ![]()
0 Comments
Plaster and lath wall repair2/6/2024 ![]() With this type of plaster, three different types of mud are applied over a lathing material to build up a smooth wall or ceiling finish. Using a professional construction company who is skilled in the process can help you get the best final results.This page contains instructions for repairing and restoring old, damaged three-coat plaster. The process itself is straightforward, but the skills involved to get a professional final look can take some work. And then we paint over the joint compound to complete the wall or ceiling and make it look like new - no one will ever know the area was ever damaged! Allow it to dry, then once again sand it to a smooth surface.Ħ. When the joint compound is dry, we then lightly sand it to a smooth surface, then apply a second (thinner) coat. After the adhesive dries, remove the plaster rings and screws, then apply a layer of joint compound and allow it to dry overnight.ĥ. ![]() We vacuum the debris from each hole after it’s drilled and apply a liquid conditioner to the hole before injecting the adhesive for a cleaner grip.Ĥ. After priming the damaged area, we create a secure bond by drilling evenly spaced holes, filling them with adhesive, and attaching plaster rings to pull the plaster tighter against the lath. Simply filling a crack with a joint compound is pointless - the cracks will likely return! Instead, we tackle the issue at its root cause by reinforcing the plaster with washers and screws that will tighten the bond between plaster and lath.ģ. Scrape all loose plaster and damaged material off the wall or ceiling surface for a “clean slate” for the repair.Ģ. Here’s a quick look at one way we repair damaged plaster walls and ceilings:ġ. The good news is that damaged plaster can be repaired, with the right tools and expertise.ĭuring the repair process, we use the following tools: These issues can be caused by the foundation settling, changes in humidity, or even by poorly executed repairs. More serious damage includes bulging or even breaking away from the lath. The process predates drywall and goes back to the 1940’s, which is why it’s such common construction in older neighborhoods in Manhattan and Brooklyn.Įven though lath and plaster is a durable material, it can start to crack with age. The plaster forms a hard, durable surface when it dries and can be used to create decorative finishes, 3D elements, or textures. This final coat offers great soundproofing and insulation. This coat can go on smooth, or you can add various textures or finishes. White Coat : The top layer of plaster is applied after the brown coat has dried and cured.Brown Coat : The second coat is referred to the brown coat, which will start forming a smooth, level surface.Once the scratch coat dries, it will be smoothed and scored in preparation for the next coat. Scratch Coat : This is the base layer that is applied quickly and deeply to the lath and seeps into the gaps to form the “keys,” which will harden in place. ![]() The plaster is applied to the laths typically in three coats and are often referred to as the Scratch Coat, Brown Coat, and White Coat: Hiring a professional to repair your plaster walls is the best way to make sure that it’s getting repaired the proper way. ![]() It’s important to note that there are a few different kinds of plasters, such as horsehair plaster, gypsum plaster, and lime plaster. Then, plaster (a soft mixture of lime with cement or sand mixed with water) is applied to the laths to create a consistent, smooth surface. It’s commonly seen in older NYC apartments.īuilders use narrow strips of wood, called laths, that are fastened horizontally between studs or ceiling joists to create the wall or ceiling. Lath and plaster is an older building method used to finish walls and ceilings. ![]() ![]() Continued abuse of our services will cause your IP address to be blocked indefinitely. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior.
![]() ![]() They have motivated each other through the process and have kept each going. They met with the counselor together, came up with a plan together, and meet up several times per week to run, and even signed up for swimming intramurals at school to add that to their plan. He has repeatedly said “If I was still scoutmaster, I would NEVER allow this! How can you possibly master a subject and earn a badge in 4 hours?” He recently made a fuss as my(ASM) son and our SM’s son decided to work on personal fitness together. For example, he HATES merit badge workshops. In addition to undermining our current SM & ASMs whenever possible, he is particularly grumpy when it comes to merit badges. We have an old curmudgeon as our CC that is a former Scoutmaster. Trustworthy, loyal, helpful, friendly, courteous, kind, obedient, cheerful, thrifty, brave, clean, and reverent. You can add your own rank icon! Choose edit next to your username above. ![]() Severe or frequent offenders may be banned from r/BSA. Please contact the moderators if you have questions. It is your responsibility to know and follow them. Please no memes or other low effort, low quality content. Please contact the moderators if you seek an exception to this rule.ħ) RULE 7 No Memes/Low Effort Content. Exceptions for adjacent reddit communities are occasionally made. Links to other reddit communities or online forums, including Discord and similar platforms, are generally not allowed. Direct, trusted media sources are always preferred to a social media source.Ħ) RULE 6 No Links to Other Forums or Reddit Communities. Social media sources must not be based purely on speculation or rumor. The body of the text post can include the entire quote, and include a link to the source post. The title should summarize the quote, and if the only source is social media, include the source site name. If relying on social media as a source, you may use a text post. Using reddit primarily as a promotion tool for your content is considered spam by this sub and by reddit.ĥ) RULE 5 Social Media Discouraged. If you are a content creator wanting to share Scouting related content here, you must contact the moderators to discuss any exceptions to the "No Spam" rule. See also reddit's definition of spam.Ĥ) RULE 4 No Promotion. If you benefit in some way, directly or indirectly, from linking to or discussing an item/service/website, that is spam and is not allowed. No advertising, ecommerce, fundraising, donation requests, user surveys and polls, or requests for monetary transactions. Frequent negativity or criticisms of the BSA, Scouting in general, or others in this community are discouraged.ģ) RULE 3 No Spam. While bad news is inevitable, your contributions must not primarily focus on the negative events or news stories in the Scouting world. Posts must relate directly to the BSA, WOSM, or Scouting in general. We are here to act as positive force for American Scouting and to inform readers on topics related to Scouting. ![]() The Oath and Law, along with reddiquette, and Reddit's own content policy dictate expected behavior in this reddit community.Ģ) RULE 2 Stay on Topic. In keeping with the principles of the Scout Oath and Law, posts and comments may be removed if they do not treat others with respect or follow Scouting ideals. r/BSApatches/ | r/bsapatchtrading/ | r/BSA_PatchTrading/ġ) RULE 1 Behave Yourself./r/WOSM/ - World Organization of the Scout Movement.The moderators' and users' statements are their own and do not represent the views, opinions, statements, or policies of the BSA. R/BSA is not endorsed or supported by the Boy Scouts of America. This is a reddit community for all things relating to Scouts BSA and the Boy Scouts of America. ![]() Assetto corsa database2/6/2024 ![]() The F40 was the first series production car to use mainly composite materials for its body panels, which totalled only eleven pieces, due to the large single unit front and rear sections. The overall premise was similar to that of the GTO, however there were additional stiffening braces, and the composite elements were bonded to the chassis frame with a special adhesive to provide even greater strength. ![]() The construction followed the Ferrari principle of a tubular steel chassis frame, now with a progressively deformable front section to meet increasing legislation worldwide. The chassis had factory reference numbers F 120 AB, all were numbered in the continuous chassis number road car sequence, which commenced from chassis number 75000. It was greeted with great enthusiasm by enthusiasts and the number of examples eventually built exceeded the companys wildest dreams.The bodies were mounted on a 2450mm wheelbase chassis, as on the GTO, but both front and rear track were increased, as was the overall length mainly due to the longer more aerodynamic nose. Its sophisticated high-performance, turbo-charged running gear combined with a first class chassis gave it the kind of great dynamic prowess that was close to that of a racing car. A very fast berlinetta designed by Pininfarina, it was built mainly from composites. Incredibly, even though the original car has more than enough power, this engine modification is found on quite a big number of the F40's in the market.The F40 was built to celebrate Ferraris 40th anniversary. The car also comes equipped with heavy duty track oriented suspension and slick tyres, making this version just a step lower than the all mighty LM racing version. All ITR 1998+ have a slightly larger intake cam.The base model went through extensive changes, including a strengthened chassis with extra spot welds and thicker metal around the rear shock towers and lower subframe, weight reduction (reduced sound insulation, 10% thinner windscreen, no sunroof, lighter wheels), more power, stratospheric 8400 RPM red line, hand built engine featuring hand-polished and ported intake ports, high compression pistons with low friction coating, undercut valves and revised intake and exhaust systems, and suspension upgrades.The Stage 3 version of the Ferrari F40, comes with the factory option of modified turbos and boost, to raise the already impressive factory power to an outrageous value of over 600bhp. 1998 JDM and AuDM ITR feature a different gear (4.7) and fifth gear ratio, yielding near the same overall final gear ratio but much steeper 1 to 4th gear ratios for better take-off and response. 1998 JDM ITR have a 4 to 1 twin wall header. World ITR have a 2 inch ID cat, JDM ITR has a 2.5 inch OD cat, all ITR have 2 and 1/4 exhaust systems with 2.0 inch chock points. Noted differences in the exhaust manifold with the JDM ITR manifold (identical to JDM GS-R being the largest), UKDM ITR has the smallest with a unique 4 to 2 twin wall tube manifold. The Type R had the minor change long headlights that remained only for the JDM models while the world market version had the pre-facelift double round lights.The world market ITR feature virtually the same power train and engine controls as the JDM 1996 ITR. Equipped with a close ratio 5-speed manual transmission and a Helical LSD, the DC2 Integra Type R had significantly improved performance and handling relative to the base model GS-R, Si and SiR Integra. The Honda Integra Type R DC2 came standard with a 200 PS 1.8-litre DOHC VTEC engine, known as the B18C, and other versions depending on the country where it was sold. In 1995, Honda introduced their first Integra Type R to the Japanese domestic market. ![]() Duplicate title for illinois vehicle2/6/2024 ![]() If you mail your application to the SOS Expedited Title Service unit via an express delivery service, then your duplicate title will be shipped or available for pickup within a day. You can also obtain a copy of an IL lost car title by utilizing the SOS Expedited Title Service at an extra cost. Another method to obtain a blank application form is to contact the SOS at the corresponding telephone number. Note that the SOS also offers the option of filling out and printing the replacement title application form through its Electronic Registration and Title (ERT) online service. Otherwise, the SOS will return your application. Prior to submitting your request for a replacement car title in IL, ensure that your application form is properly filled out and that the correct cost payment has been included. The mail-in process to replace a lost vehicle title can be initiated by mailing the replacement title application form along with the fee payment and any pertinent paperwork to the SOS Vehicle Records Processing Division in Springfield, IL. There are certain minor differences may apply between the in-person and the mail-in method to replace a lost car title, such as the documentation necessary to finalize the process and the acceptable forms of payment.īy completing the procedure to replace a car title by mail in Illinois, applicants will successfully apply for a duplicate title certificate without making an office trip. At this time, there is no way to replace a car title online, but applicants are encouraged to utilize the state website for more information. If you would like to know how to replace a stolen car title in Illinois or a title certificate that has been lost or damaged, then note that you can submit your request either by mail or in person at a title office. Available Methods for Replacing Your Car Title in Illinois Also, if you would like to remove a lienholder from your title when applying for a title certificate copy, then you will have to submit a lien contract or a clearance letter from the lienholder. In addition to the Application for Vehicle Transaction, applicants who are replacing a lost car title may also have to submit additional paperwork, depending on their circumstances.įor instance, if you are completing the procedure to replace a lost car title in person in IL, then you may be required to present an official form of identification as well, such as a driving license. You can use your time at the DMV to complete other items like getting a name/address change or transferring a title, too.Documents Required When Applying for an Illinois Car Title CopyĪs part of the requirements for replacing a lost or damaged car title in Illinois, applicants will be required to provide certain information and furnish certain documents.
Wallacepos install on xampp2/6/2024 ![]() You don't have to purchase any license or software. Less Costly - As PHP is an open-source language, you can download it for free.Flexibility - PHP language is very flexible for developers because it allows you to change the existing or completed project.It can easily run on platforms like Windows, LINUX, and UNIX. Compatible - PHP language is compatible because it can run on many operating systems.Commands are very easy to understand for new learners and developers too. Simple and easy to learn - PHP is known as the easiest Scripting language as it doesn't have intensive studying.Web-Developers use many other languages, but most prefer using PHP because of its advantages. You can restrict users from accessing some pages of your website using PHP. You can add, delete, and modify elements within your database with the help of PHP. PHP can perform functions, like from files on a system it can create, open, read, write, and close them. PHP language can run on various platforms and is compatible with almost all servers. PHP (Hypertext Protocol) is Open Source Programming Language used to make web pages. ![]() Hence, in this tutorial, you will learn PHP using XAMPP. While WampServer is only available for the Windows platform, XAMPP is a cross-platform application that can run on Windows, Linux, and macOS. ![]() Amongst them, PHP XAMPP and WampServer are the most popular. ![]() There are various web server software for setting up our local webserver. However, it requires a webserver to run even a locally developed webpage. PHP is the most popular and widely-used server-side scripting language for web development. ![]() Stock news anchor background2/6/2024 ![]() We're beginning to see effects of this tumult. ![]() We have seen shipping companies pull their ships out of that waterway, send them on a 10-day journey around Africa to avoid that conflict there. You look at what's happening in the Red Sea. But so far, we have seen markets kind of shrug that off. I think a lot of people listen to Jamie Dimon, again, because he's running such a large institution. These are topics that he returns to time and time again, because he is sort of looking at history with a really broad breath and fearing that this could have a big effect, not just on the economy, but on sort of the geopolitical system in the world as well. You heard him there mentioning Ukraine, the war in Israel. I think they're kind of inured to the fact that we have been able to get through a lot of tumult and crises in recent months.īut Jamie Dimon stands out as the head of the largest bank in this country and somebody who is more frank and forthright about the prospect of these risks than I think a lot of executives are. And I think that these are all things that are worrying to some investors. These are seven companies that wouldn't have to do that because they have so much money on hand, Geoff. They'd have to borrow money at a higher interest rate. We're at a point where interest rates are higher than they were for a really long time.Ī lot of companies, if they want to expand, have to borrow money. And, finally, they have a lot of cash on hand. is part of it.Īnother just has to do with the fact that these are companies that are ingrained in our lives, that we use every day, that they would have staying power if there were going to be some sort of economic downturn. And there are a number of reasons for that. ![]() So they have been carrying a lot of the weight here. Those seven stocks, they rose by more than 100 percent last year. Last year, the S&P 500 was up 24 percent. So they have really outperformed the market. Nvidia, at the other extreme, this is a company that is designing most of the microchips that are used in the supercomputers that are powering the technology that allows companies to use A.I. I guess Tesla is kind of the exception to that. And as you say, these are tech companies, most of which are tied to A.I. ![]() He allowed that he's a fan of this Western movie from 1960 starring Yul Brynner and Eli Wallach, which is why he named them.īut the seven stocks are Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia, and Tesla. This is a name that was coined by Michael Hartnett, who's an investment strategist at Bank of America. Yes, Geoff, this was a huge turning point last year. So we haven't had broad-based gains, but stocks have performed much better, I think, than Wall Street expected at the beginning of last year. They certainly weren't last year, which ended up being a much stronger year for stocks than I think a lot of people expected, in light of what I was just talking about, that being this fear that we could hit a recession. Now, I should say the gains haven't been widely shared. And they have this belief that the Federal Reserve, despite what seemed like small odds at the beginning of last year, the year before, are going to be able to engineer this so-called soft landing, that they're going to get high inflation under control without triggering a recession.Īnd that's certainly buoying the stock market. There's been some recalibration IN recent days of expectations of how soon markets think the Fed is going to actually do that, lower those rates.īut they're looking around, investors are looking around and seeing a bevy of economic indicators that are looking pretty strong. And we got this indication last year from the Federal Reserve that they were looking to make cuts in 2023. ![]() Solitaire card game online free2/6/2024 ![]() ![]() You only get to cycle through the stockpile once, and you only get 16 cards. You can increase your chances of winning by using the following strategies: Unlike traditional Klondike Solitaire, the gaps left behind by removing cards can't be used to move or store other cards you must play from the pyramid as is. ![]() You can’t move cards around the tableau into any sequences. The only moves you can make are pairing cards from the tableau with waste pile cards. However, you can only cycle through the stock pile once, or else the game is over. In this instance, you can flip over the next stock pile card to create a new waste pile card. You may get stuck with a waste pile card that you can’t pair with a card on the tableau. The tableau card you pair then becomes the top card of the waste pile. For example, if a Jack of Clubs is the top card of the waste pile, you can pair it with either a 10 of any suit or a Quen of any suit in the tableau. You can only pair the top waste pile card with tableau cards that are one rank higher or lower.Additionally, when you pair a card from the tableau with the top card in the waste pile, the tableau cards become the new top card of the waste pile, the one that needs to be paired next. Waste pile: Cards flipped up from the stock pile become the top card in the waste pile.The first card of the stock pile is flipped up to begin a waste pile, leaving you with only 16 stock pile cards. ![]() ![]() ![]() The Rook in chess is a cornerstone of strength and strategy. The Queen’s strength and range make her highly valuable, but it’s essential to utilize her wisely to prevent early capture and ensure control. We will see exactly how she moves through the board below. The Queen is the powerhouse of the chessboard, commanding the most flexibility. ![]() The King also participates in the special move ‘castling’, allowing for strategic defensive play. In chess, the King is the heart of the game.ĭespite moving only one square in any direction, its survival is paramount – a checkmate against it signals the end of the game. So, fasten your seatbelts it’s time to dive deep into the world of chess pieces! Names of Chess PiecesĪlright, let’s kick things off with the roll call of our star players on the chessboard. We’ll also uncover the rich history behind these pieces and discover the fascinating evolution they’ve undergone. In this article, we’ll take a tour through the 32 warriors of your chess army, understand their roles, and learn how best to deploy them on your battlefield. Greetings, future grandmasters! As a beginner, understanding your chess pieces – their names, their moves, and their values – is your first step towards mastering this age-old game.Įach piece, from the humble pawn to the mighty queen, has its own set of rules and strategic importance. ![]() AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |